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Income Protection

Why do you need income protection?

In the event that you were unable to work, would you and your family survive financially? It is very easy to take our health and ability to earn a living for granted. We rarely imagine a time that we would be unable to perform at work or provide for our families.

If you had an accident or fell ill, you may be unable to work for a prolonged period. Income protection provides peace of mind that you and your family will be taken care of financially while you focus on your recovery.

Income protection can cover up to 75% of your income (less illness benefit) or up to €250,000 and will be paid for the duration of your illness or until your plan ends. The income you receive does not diminish over time, i.e. you will receive the same payment until the plan ends. The cost of income protection will depend on many variables such as your age, health, the level of cover and the deferred periods. The deferred period can be 4, 8, 13, 26 or 52 weeks.

Some common reasons for income protection claims are:

Back & limb injuries

Pregnancy-related illnesses

Mental health illnesses


Income protection provides invaluable peace of mind that you can continue to pay your outgoings while you focus on recovering.

Almost everything in your life depends on your income. That’s why over 59,000** Public Sector employees have income protection through Cornmarket.

Don’t let your health problem become a financial one.

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